We can all agree on one thing, money alone does not bring happiness. But the truth is that it has a big role to play in our wellbeing, has an impact on our lives, and the quality of life we have.

Now, that does not mean we all need lots and lots of money to solve all of our problems. Often, money is the cause of serious damage to, and conflict in families and communities. 

What we want is to find the happy middle ground, where you have learnt enough about money and financial management to make the right decisions as you get older in life!